With Religare Health Insurance plan's compehensive coverage, speedy claim settlements and much more, you can be rest assured you will be worry-free 'hamesha' and get industry's best features.
‘Care’ - Health Insurance Policy has unique features like –
· Cashless treatment at 2600+ hospitals & Daily allowance.
· Auto recharge of your policy Sum Insured, if exhausted.
· Get health check-ups for insured members, every year.
· Avail treatment anywhere in the world.
· No Claim-based loading & No maximum-entry age limit.
· No paperwork reqd. Buy & get policy online
Salient Features of Religare “Care” Health Insurance:
Auto recharge of your policy Sum Insured.
If due to claims made, you ever exhaust your health cover, we recharge the entire sum insured of your policy, in the policy year. All this at no extra cost!
Get health check-ups for insured members, every year.
Our concern is your good health. To pre-empt your ever having to visit a hospital, you can avail our comprehensive health check-ups for yourself and adult members of your family covered by the policy, every year.
Even if you make a claim with us!
Avail treatment anywhere in the world.
Our care knows no geographical boundaries; literally. So, for select diseases / ailments / treatments, while we ensure you have access to the best
healthcare services and we leave it to your discretion whether you would wish to avail the same in India or abroad. After all, its your health, and we
stand by every decision you take in its interest.
All payments under this Benefit shall always be made in India, in Indian Rupees and on a re-imbursement basis only.
No Claim-based loading & No maximum-entry age limit.
No Claim Bonus – Inclusive
If you do not have any occasion to claim in your health insurance policy in a particular year, get an increase of 10 per cent in your sum insured during the next year. And for every year that you enjoy un-interrupted good health, your bonus keeps building up, up to 50% of your sum insured! It’s just our way to tell you that we’re there with you in good times and in bad.
No Claim Bonus Super – Optional
If you do not have any occasion to claim in your health insurance policy in a particular year, get an increase of 50 per cent in your sum insured during the next year. And for every year that you enjoy un-interrupted good health, your bonus keeps building up, up to 100% of your sum insured! It’s just our way to tell you that we’re there with you in good times and in bad.
Cashless treatment & Daily allowance.
With cashless hospitalization, you no longer need to run around paying off hospital bills and then follow up for a reimbursement.
Pre & Post hospitalization
We cover the medical expenses incurred by you even before your hospitalization. There may also be follow-up visits to your medical practitioner, medication that is required etc. We cover the related medical expenses incurred by you after your hospitalization also.
We will be there for your whole life. The Policy can be renewed lifelong under the then prevailing Health Insurance Product or its nearest substitute approved by IRDA.
Review your decision
After purchasing your policy, if you find it unsuitable, you can cancel the same with us. Our policy comes with a free look period of 15 days.
The policy covers Domiciliary Hospitalization cover of 10% of sum insured.
Second Opinion for Critical Ailments:
On the customer’s request, Religare Health Insurance will arrange for Second Opinion from a Medical Practitioner for select 15 major illnesses like Cancer, Bypass, Coma, End Stage Renal Failure, Paralysis etc.
Other great benefits you also get are -
There's still lot more we have for you!
All our policies are eligible for claiming deduction for Tax Benefit under section 80D, Floater Cover, Ambulance expenses covered, Organ donor medical expenses covered, Increase your Policy’s Sum Insured even later, 7.5% Discount on 2 year policy terms and more.
What is not covered?
• Any pre-existing ailment/injury that was diagnosed/acquired within 48 months prior to issuance of the first policy
• Any diseases contracted during first 30 days of the policy start date except those arising out of accidents
• Non-allopathic treatment
• Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
• Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
• Cost of spectacles/contact lenses, dental treatment
• Medical expenses incurred for treatment of AIDS
• Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
• Congenital disease - congenital disease, is a condition existing at birth and often before birth
• Tests and treatment relating to infertility and in vitro fertilization
For Clarifications please let me know, I would like to hear from your side....
Click Below link & Get Online Policy